/* ================================
   THE FINANCE FIX WEBSITE STYLE
================================ */

:root {
  --navy: #071f3f;
  --navy-dark: #03152d;
  --gold: #d99518;
  --gold-dark: #b87908;
  --white: #ffffff;
  --light: #f6f8fb;
  --soft-blue: #eef4fb;
  --text: #0d1b2a;
  --muted: #5f6b7a;
  --border: #e5e9f0;
  --shadow: 0 14px 35px rgba(7, 31, 63, 0.12);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

/* ================================
   TOP BAR
================================ */

.top-bar {
  background: var(--navy-dark);
  color: var(--white);
  padding: 9px 7%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 18px;
  font-size: 14px;
}

.top-left {
  display: flex;
  gap: 22px;
  flex-wrap: wrap;
}

.top-right {
  color: #dce6f5;
}

/* ================================
   HEADER
================================ */

.site-header {
  background: var(--white);
  padding: 18px 7%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 4px 18px rgba(7, 31, 63, 0.06);
}

.header-scrolled {
  box-shadow: 0 10px 30px rgba(7, 31, 63, 0.13);
}

.logo img {
  width: 185px;
  height: auto;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 32px;
  font-size: 15px;
  font-weight: 700;
}

.nav-menu a {
  color: var(--navy);
  position: relative;
  padding-bottom: 6px;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--gold);
}

.nav-menu a::after {
  content: "";
  width: 0;
  height: 2px;
  background: var(--gold);
  position: absolute;
  left: 0;
  bottom: 0;
  transition: 0.25s ease;
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
  width: 100%;
}

.mobile-menu-btn {
  display: none;
  background: var(--navy);
  color: var(--white);
  border: none;
  width: 46px;
  height: 46px;
  border-radius: 6px;
  font-size: 28px;
  cursor: pointer;
}

/* ================================
   BUTTONS
================================ */

.btn-primary,
.btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 24px;
  border-radius: 7px;
  font-weight: 800;
  font-size: 15px;
  transition: 0.25s ease;
}

.btn-primary {
  background: var(--gold);
  color: var(--white);
  border: 2px solid var(--gold);
}

.btn-primary:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  color: var(--gold);
  border: 2px solid var(--gold);
}

.btn-outline:hover {
  background: var(--gold);
  color: var(--white);
  transform: translateY(-2px);
}

/* ================================
   HERO SECTION
================================ */

.hero {
  padding: 70px 7% 45px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 55px;
  background: linear-gradient(120deg, #ffffff 0%, #f7f9fc 60%, #eef4fb 100%);
  overflow: hidden;
}

.section-tag {
  color: var(--gold);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  font-size: 13px;
  margin-bottom: 12px;
}

.hero h1 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(42px, 5vw, 68px);
  line-height: 1.05;
  margin-bottom: 22px;
}

.hero h1 span {
  color: var(--gold);
  display: block;
}

.hero-content > p:not(.section-tag) {
  color: var(--muted);
  max-width: 590px;
  font-size: 17px;
  margin-bottom: 28px;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}

.trust-row {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  font-size: 14px;
}

.trust-row p {
  color: var(--navy);
  font-weight: 700;
}

.trust-row span {
  color: var(--gold);
  font-weight: 900;
}

.hero-image {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.hero-image::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(7, 31, 63, 0.05), rgba(7, 31, 63, 0.18));
  z-index: 1;
}

.hero-image img {
  width: 100%;
  height: 500px;
  object-fit: cover;
}

/* ================================
   STATS SECTION
================================ */

.stats-section {
  width: 86%;
  margin: -20px auto 65px;
  background: var(--navy);
  color: var(--white);
  border-radius: 16px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  overflow: hidden;
  box-shadow: var(--shadow);
  position: relative;
  z-index: 5;
}

.stat-box {
  padding: 30px 20px;
  text-align: center;
  border-right: 1px solid rgba(255, 255, 255, 0.18);
}

.stat-box:last-child {
  border-right: none;
}

.stat-box h3 {
  color: var(--white);
  font-size: 38px;
  line-height: 1;
  margin-bottom: 9px;
}

.stat-box p {
  color: #dce6f5;
  font-size: 14px;
}

/* ================================
   GENERAL SECTIONS
================================ */

.services-section,
.why-section,
.about-preview,
.bottom-section {
  padding: 70px 7%;
}

.section-heading {
  max-width: 760px;
  margin: 0 auto 42px;
  text-align: center;
}

.section-heading h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.15;
  margin-bottom: 14px;
}

.section-heading p {
  color: var(--muted);
  font-size: 16px;
}

/* ================================
   SERVICES
================================ */

.services-section {
  background: var(--white);
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 32px 26px;
  box-shadow: 0 8px 22px rgba(7, 31, 63, 0.06);
  transition: 0.25s ease;
}

.service-card:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow);
  border-color: rgba(217, 149, 24, 0.45);
}

.service-card h3 {
  color: var(--navy);
  font-size: 21px;
  margin-bottom: 12px;
}

.service-card p {
  color: var(--muted);
  font-size: 15px;
  margin-bottom: 20px;
}

.service-card a {
  color: var(--gold);
  font-weight: 900;
  font-size: 14px;
}

.service-card a:hover {
  color: var(--gold-dark);
}

/* ================================
   WHY CHOOSE US
================================ */

.why-section {
  background: var(--light);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.why-grid div {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 30px 25px;
  box-shadow: 0 8px 22px rgba(7, 31, 63, 0.05);
  transition: 0.25s ease;
}

.why-grid div:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
}

.why-grid h3 {
  color: var(--navy);
  font-size: 20px;
  margin-bottom: 10px;
}

.why-grid p {
  color: var(--muted);
  font-size: 15px;
}

/* ================================
   ABOUT PREVIEW
================================ */

.about-preview {
  background: var(--white);
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: center;
  gap: 55px;
}

.about-image img {
  width: 100%;
  height: 430px;
  object-fit: cover;
  border-radius: 20px;
  box-shadow: var(--shadow);
}

.about-content h2,
.contact-box h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.15;
  margin-bottom: 18px;
}

.about-content p {
  color: var(--muted);
  font-size: 16px;
  margin-bottom: 26px;
}

/* ================================
   TESTIMONIAL AND CONTACT
================================ */

.bottom-section {
  background: linear-gradient(120deg, #f7f9fc 0%, #ffffff 100%);
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 30px;
}

.testimonial-box,
.contact-box {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 38px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.07);
}

.testimonial-box p:not(.section-tag),
.contact-box p {
  color: var(--muted);
  font-size: 16px;
  margin-bottom: 20px;
}

.testimonial-box strong {
  color: var(--gold);
  font-size: 16px;
}

.contact-box ul {
  list-style: none;
  margin: 20px 0 26px;
}

.contact-box li {
  color: var(--navy);
  font-weight: 700;
  margin-bottom: 9px;
}

/* ================================
   FOOTER
================================ */

.site-footer {
  background: var(--navy-dark);
  color: var(--white);
  padding: 55px 7% 25px;
  display: grid;
  grid-template-columns: 1.4fr 1fr 1.2fr 1.2fr;
  gap: 38px;
}

.site-footer img {
  width: 175px;
  margin-bottom: 16px;
}

.site-footer h3 {
  color: var(--gold);
  font-size: 18px;
  margin-bottom: 16px;
}

.site-footer p,
.site-footer a {
  display: block;
  color: #dce6f5;
  font-size: 14px;
  margin-bottom: 8px;
}

.site-footer a:hover {
  color: var(--gold);
}

.footer-bottom {
  grid-column: 1 / -1;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  padding-top: 20px;
  margin-top: 15px;
  display: flex;
  justify-content: space-between;
  gap: 18px;
}

/* ================================
   JAVASCRIPT ANIMATIONS
================================ */

.fade-in {
  opacity: 0;
  transform: translateY(25px);
  transition: 0.65s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ================================
   RESPONSIVE DESIGN
================================ */

@media (max-width: 1150px) {
  .hero {
    grid-template-columns: 1fr;
  }

  .hero-image img {
    height: 430px;
  }

  .service-grid,
  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-preview,
  .bottom-section {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 900px) {
  .top-bar {
    flex-direction: column;
    align-items: flex-start;
  }

  .site-header {
    flex-wrap: wrap;
  }

  .mobile-menu-btn {
    display: block;
    margin-left: auto;
  }

  .nav-menu {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
    padding: 18px 0 5px;
  }

  .nav-menu.show-menu {
    display: flex;
  }

  .header-btn {
    width: 100%;
  }

  .stats-section {
    grid-template-columns: repeat(2, 1fr);
  }

  .stat-box:nth-child(2) {
    border-right: none;
  }

  .stat-box:nth-child(1),
  .stat-box:nth-child(2) {
    border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  }

  .site-footer {
    grid-template-columns: 1fr 1fr;
  }

  .footer-bottom {
    flex-direction: column;
  }
}

@media (max-width: 650px) {
  .top-bar,
  .site-header,
  .hero,
  .services-section,
  .why-section,
  .about-preview,
  .bottom-section,
  .site-footer {
    padding-left: 5%;
    padding-right: 5%;
  }

  .logo img {
    width: 155px;
  }

  .hero {
    padding-top: 45px;
    gap: 35px;
  }

  .hero h1 {
    font-size: 40px;
  }

  .hero-content > p:not(.section-tag) {
    font-size: 16px;
  }

  .hero-buttons {
    flex-direction: column;
  }

  .btn-primary,
  .btn-outline {
    width: 100%;
  }

  .hero-image img {
    height: 300px;
  }

  .stats-section {
    width: 90%;
    grid-template-columns: 1fr;
    margin-bottom: 45px;
  }

  .stat-box {
    border-right: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  }

  .stat-box:nth-child(2) {
    border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  }

  .stat-box:last-child {
    border-bottom: none;
  }

  .service-grid,
  .why-grid,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .services-section,
  .why-section,
  .about-preview,
  .bottom-section {
    padding-top: 55px;
    padding-bottom: 55px;
  }

  .service-card,
  .why-grid div,
  .testimonial-box,
  .contact-box {
    padding: 28px 22px;
  }

  .about-image img {
    height: 300px;
  }
}

/* ================================
   SERVICES PAGE
================================ */

.page-hero {
  min-height: 360px;
  background-size: cover;
  background-position: center;
  position: relative;
  display: grid;
  place-items: center;
  text-align: center;
}

.services-hero {
  background-image:
    linear-gradient(rgba(3, 21, 45, 0.72), rgba(3, 21, 45, 0.72)),
    url("../images/finance-hero.jpg");
}

.page-hero-overlay {
  max-width: 760px;
  padding: 40px 7%;
  color: var(--white);
}

.page-hero h1 {
  color: var(--white);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(42px, 6vw, 76px);
  line-height: 1.05;
  margin-bottom: 18px;
}

.page-hero p:not(.section-tag) {
  color: #e7eef8;
  font-size: 19px;
}

/* SERVICES PAGE MAIN SECTION */

.services-page-section {
  padding: 70px 7%;
  background: var(--white);
}

.services-page-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-detail-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 34px 28px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
  transition: 0.25s ease;
}

.service-detail-card:hover {
  transform: translateY(-7px);
  border-color: rgba(217, 149, 24, 0.45);
  box-shadow: var(--shadow);
}

.service-icon {
  width: 66px;
  height: 66px;
  border-radius: 50%;
  background: var(--soft-blue);
  color: var(--navy);
  display: grid;
  place-items: center;
  font-size: 30px;
  font-weight: 900;
  margin-bottom: 20px;
}

.service-detail-card h3 {
  color: var(--navy);
  font-size: 22px;
  margin-bottom: 12px;
}

.service-detail-card p {
  color: var(--muted);
  margin-bottom: 18px;
}

.service-detail-card ul {
  padding-left: 18px;
}

.service-detail-card li {
  color: var(--muted);
  margin-bottom: 7px;
}

/* SERVICES CTA */

.service-cta {
  margin: 0 7% 70px;
  padding: 38px;
  background: linear-gradient(120deg, var(--soft-blue), #ffffff);
  border: 1px solid var(--border);
  border-radius: 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.service-cta h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 3vw, 40px);
  margin-bottom: 10px;
}

.service-cta p:not(.section-tag) {
  color: var(--muted);
}

.service-cta-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* SERVICES PAGE RESPONSIVE */

@media (max-width: 1000px) {
  .services-page-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .service-cta {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 650px) {
  .page-hero {
    min-height: 300px;
  }

  .services-page-section {
    padding: 55px 5%;
  }

  .services-page-grid {
    grid-template-columns: 1fr;
  }

  .service-cta {
    margin: 0 5% 55px;
    padding: 28px 22px;
  }

  .service-cta-buttons {
    width: 100%;
    flex-direction: column;
  }
}


/* ================================
   RESOURCES PAGE
================================ */

.resources-hero {
  padding: 75px 7%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 55px;
  background: linear-gradient(120deg, #ffffff 0%, #f7f9fc 60%, #eef4fb 100%);
  overflow: hidden;
}

.resources-hero-content h1 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(42px, 5vw, 66px);
  line-height: 1.05;
  margin-bottom: 22px;
}

.resources-hero-content h1 span {
  color: var(--gold);
  display: block;
}

.resources-hero-content p:not(.section-tag) {
  color: var(--muted);
  max-width: 620px;
  font-size: 17px;
}

.resources-hero-image {
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.resources-hero-image img {
  width: 100%;
  height: 420px;
  object-fit: cover;
}

/* RESOURCE SECTIONS */

.resources-section {
  padding: 70px 7%;
  background: var(--white);
}

.resources-section.alt-bg {
  background: var(--light);
}

.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.resource-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 32px 26px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
  transition: 0.25s ease;
}

.resource-card:hover {
  transform: translateY(-6px);
  border-color: rgba(217, 149, 24, 0.45);
  box-shadow: var(--shadow);
}

.resource-icon {
  width: 66px;
  height: 66px;
  border-radius: 50%;
  background: var(--soft-blue);
  color: var(--navy);
  display: grid;
  place-items: center;
  font-size: 30px;
  font-weight: 900;
  margin-bottom: 20px;
}

.resource-card h3 {
  color: var(--navy);
  font-size: 22px;
  margin-bottom: 12px;
}

.resource-card p {
  color: var(--muted);
  font-size: 15px;
  margin-bottom: 18px;
}

.resource-card a {
  color: var(--gold);
  font-weight: 900;
  font-size: 14px;
}

.resource-card a:hover {
  color: var(--gold-dark);
}

/* PREPARATION SECTION */

.prepare-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.prepare-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 34px 30px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.prepare-card h3 {
  color: var(--navy);
  font-size: 24px;
  margin-bottom: 16px;
}

.prepare-card p {
  color: var(--muted);
  margin-bottom: 18px;
}

.prepare-card ul {
  list-style: none;
}

.prepare-card li {
  color: var(--muted);
  margin-bottom: 10px;
  padding-left: 28px;
  position: relative;
}

.prepare-card li::before {
  content: "✓";
  color: var(--gold);
  font-weight: 900;
  position: absolute;
  left: 0;
}

/* CHECKLISTS */

.checklist-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.checklist-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 28px 22px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.checklist-card h3 {
  color: var(--navy);
  font-size: 19px;
  margin-bottom: 10px;
}

.checklist-card p {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 16px;
}

.checklist-card a {
  color: var(--gold);
  font-weight: 900;
  font-size: 14px;
}

/* QUICK TIPS AND FAQ */

.tips-faq-section {
  padding: 70px 7%;
  background: var(--white);
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 35px;
}

.quick-tips-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.tip-card {
  background: var(--light);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 24px 20px;
}

.tip-card h3 {
  color: var(--navy);
  font-size: 18px;
  margin-bottom: 8px;
}

.tip-card p {
  color: var(--muted);
  font-size: 14px;
}

.faq-list {
  display: grid;
  gap: 14px;
}

.faq-item {
  background: var(--light);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px;
}

.faq-item h3 {
  color: var(--navy);
  font-size: 18px;
  margin-bottom: 8px;
}

.faq-item p {
  color: var(--muted);
  font-size: 15px;
}

/* RESOURCE CTA */

.resources-cta {
  margin: 0 7% 70px;
  padding: 38px;
  background: linear-gradient(120deg, var(--soft-blue), #ffffff);
  border: 1px solid var(--border);
  border-radius: 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.resources-cta h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 3vw, 40px);
  margin-bottom: 10px;
}

.resources-cta p {
  color: var(--muted);
}

.resources-cta-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* RESOURCES PAGE RESPONSIVE */

@media (max-width: 1100px) {
  .resources-hero {
    grid-template-columns: 1fr;
  }

  .resources-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .checklist-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .tips-faq-section {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 750px) {
  .resources-hero,
  .resources-section,
  .tips-faq-section {
    padding-left: 5%;
    padding-right: 5%;
  }

  .resources-hero {
    padding-top: 55px;
    gap: 35px;
  }

  .resources-hero-content h1 {
    font-size: 40px;
  }

  .resources-hero-image img {
    height: 300px;
  }

  .resources-grid,
  .prepare-grid,
  .checklist-grid,
  .quick-tips-grid {
    grid-template-columns: 1fr;
  }

  .resources-cta {
    margin: 0 5% 55px;
    padding: 28px 22px;
    flex-direction: column;
    align-items: flex-start;
  }

  .resources-cta-buttons {
    width: 100%;
    flex-direction: column;
  }
}

/* ================================
   PACKAGES PAGE
================================ */

.packages-hero {
  background-image:
    linear-gradient(rgba(3, 21, 45, 0.74), rgba(3, 21, 45, 0.74)),
    url("../images/finance-hero.jpg");
}

/* PACKAGES INTRO */

.packages-section {
  padding: 70px 7%;
  background: var(--white);
}

.packages-note {
  max-width: 850px;
  margin: 0 auto 42px;
  background: var(--soft-blue);
  border: 1px solid var(--border);
  border-left: 5px solid var(--gold);
  border-radius: 14px;
  padding: 22px 26px;
}

.packages-note p {
  color: var(--muted);
  font-size: 16px;
}

/* PACKAGE CARDS */

.packages-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.package-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 34px 26px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
  position: relative;
  transition: 0.25s ease;
}

.package-card:hover {
  transform: translateY(-7px);
  border-color: rgba(217, 149, 24, 0.5);
  box-shadow: var(--shadow);
}

.package-card.featured {
  border: 2px solid var(--gold);
  transform: translateY(-8px);
}

.package-card.featured:hover {
  transform: translateY(-12px);
}

.package-badge {
  position: absolute;
  top: -15px;
  right: 22px;
  background: var(--gold);
  color: var(--white);
  font-size: 13px;
  font-weight: 900;
  padding: 7px 14px;
  border-radius: 30px;
}

.package-card h3 {
  color: var(--navy);
  font-size: 24px;
  margin-bottom: 10px;
}

.package-price {
  color: var(--gold);
  font-size: 34px;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 8px;
}

.package-price span {
  color: var(--muted);
  font-size: 14px;
  font-weight: 700;
}

.package-description {
  color: var(--muted);
  font-size: 15px;
  margin-bottom: 22px;
}

.package-card ul {
  list-style: none;
  margin-bottom: 26px;
}

.package-card li {
  color: var(--muted);
  margin-bottom: 10px;
  padding-left: 28px;
  position: relative;
  font-size: 15px;
}

.package-card li::before {
  content: "✓";
  color: var(--gold);
  font-weight: 900;
  position: absolute;
  left: 0;
}

/* PACKAGE COMPARISON */

.package-comparison-section {
  padding: 70px 7%;
  background: var(--light);
}

.package-comparison-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.package-comparison-table th,
.package-comparison-table td {
  padding: 18px 16px;
  text-align: center;
  border-bottom: 1px solid var(--border);
  color: var(--muted);
  font-size: 15px;
}

.package-comparison-table th {
  background: var(--navy);
  color: var(--white);
  font-weight: 900;
}

.package-comparison-table th:first-child,
.package-comparison-table td:first-child {
  text-align: left;
  color: var(--navy);
  font-weight: 800;
}

.package-comparison-table tr:last-child td {
  border-bottom: none;
}

.package-check {
  color: var(--gold);
  font-weight: 900;
  font-size: 18px;
}

/* CUSTOM PACKAGE SECTION */

.custom-package-section {
  padding: 70px 7%;
  background: var(--white);
}

.custom-package-box {
  background: linear-gradient(120deg, var(--soft-blue), #ffffff);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 42px;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 35px;
  align-items: center;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.custom-package-box h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.15;
  margin-bottom: 16px;
}

.custom-package-box p {
  color: var(--muted);
  margin-bottom: 18px;
}

.custom-package-list {
  list-style: none;
}

.custom-package-list li {
  color: var(--muted);
  margin-bottom: 10px;
  padding-left: 28px;
  position: relative;
}

.custom-package-list li::before {
  content: "✓";
  color: var(--gold);
  font-weight: 900;
  position: absolute;
  left: 0;
}

.custom-package-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

/* PACKAGES RESPONSIVE */

@media (max-width: 1200px) {
  .packages-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .package-card.featured {
    transform: none;
  }

  .package-card.featured:hover {
    transform: translateY(-7px);
  }
}

@media (max-width: 850px) {
  .package-comparison-table {
    min-width: 760px;
  }

  .package-table-wrapper {
    overflow-x: auto;
  }

  .custom-package-box {
    grid-template-columns: 1fr;
  }

  .custom-package-actions {
    justify-content: flex-start;
  }
}

@media (max-width: 650px) {
  .packages-section,
  .package-comparison-section,
  .custom-package-section {
    padding: 55px 5%;
  }

  .packages-grid {
    grid-template-columns: 1fr;
  }

  .package-card {
    padding: 30px 22px;
  }

  .packages-note {
    padding: 20px;
  }

  .custom-package-box {
    padding: 30px 22px;
  }

  .custom-package-actions {
    flex-direction: column;
  }
}

/* ================================
   CONTACT / ABOUT PAGE
================================ */

.contact-hero {
  background-image:
    linear-gradient(rgba(3, 21, 45, 0.74), rgba(3, 21, 45, 0.74)),
    url("../images/finance-hero.jpg");
}

/* ABOUT SECTION ON CONTACT PAGE */

.contact-about-section {
  padding: 70px 7%;
  background: var(--white);
}

.contact-about-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 55px;
  align-items: center;
}

.contact-about-image img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  border-radius: 20px;
  box-shadow: var(--shadow);
}

.contact-about-content h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.15;
  margin-bottom: 18px;
}

.contact-about-content p {
  color: var(--muted);
  margin-bottom: 18px;
  font-size: 16px;
}

.about-points {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-top: 24px;
}

.about-point {
  background: var(--light);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 18px;
}

.about-point h3 {
  color: var(--navy);
  font-size: 18px;
  margin-bottom: 6px;
}

.about-point p {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 0;
}

/* WHY CONTACT SECTION */

.contact-values-section {
  padding: 70px 7%;
  background: var(--light);
}

.contact-values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.contact-value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 30px 24px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
  transition: 0.25s ease;
}

.contact-value-card:hover {
  transform: translateY(-6px);
  border-color: rgba(217, 149, 24, 0.45);
  box-shadow: var(--shadow);
}

.contact-value-card h3 {
  color: var(--navy);
  font-size: 21px;
  margin-bottom: 10px;
}

.contact-value-card p {
  color: var(--muted);
  font-size: 15px;
}

/* CONTACT SECTION */

.contact-main-section {
  padding: 70px 7%;
  background: var(--white);
}

.contact-main-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 35px;
  align-items: start;
}

.contact-info-card,
.contact-form-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 36px;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.contact-info-card h2,
.contact-form-card h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 3vw, 40px);
  line-height: 1.15;
  margin-bottom: 16px;
}

.contact-info-card p,
.contact-form-card p {
  color: var(--muted);
  margin-bottom: 22px;
}

.contact-detail-list {
  display: grid;
  gap: 18px;
  margin-bottom: 30px;
}

.contact-detail {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--soft-blue);
  color: var(--navy);
  display: grid;
  place-items: center;
  font-weight: 900;
  flex-shrink: 0;
}

.contact-detail h3 {
  color: var(--navy);
  font-size: 17px;
  margin-bottom: 4px;
}

.contact-detail p,
.contact-detail a {
  color: var(--muted);
  font-size: 15px;
  margin-bottom: 0;
}

.contact-detail a:hover {
  color: var(--gold);
}

.business-hours {
  background: var(--light);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 22px;
}

.business-hours h3 {
  color: var(--navy);
  font-size: 19px;
  margin-bottom: 12px;
}

.business-hours p {
  color: var(--muted);
  margin-bottom: 8px;
}

/* CONTACT FORM */

.contact-form {
  display: grid;
  gap: 18px;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.form-group {
  display: grid;
  gap: 8px;
}

.form-group label {
  color: var(--navy);
  font-weight: 800;
  font-size: 14px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 15px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  color: var(--text);
  background: var(--white);
  outline: none;
  transition: 0.2s ease;
}

.form-group textarea {
  min-height: 140px;
  resize: vertical;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(217, 149, 24, 0.15);
}

.contact-form-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 6px;
}

/* MAP / LOCATION BOX */

.contact-location-section {
  padding: 0 7% 70px;
  background: var(--white);
}

.location-box {
  background: linear-gradient(120deg, var(--soft-blue), #ffffff);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 36px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 35px;
  align-items: center;
  box-shadow: 0 8px 24px rgba(7, 31, 63, 0.06);
}

.location-box h2 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 3vw, 40px);
  margin-bottom: 14px;
}

.location-box p {
  color: var(--muted);
}

.map-placeholder {
  min-height: 260px;
  background:
    linear-gradient(rgba(7, 31, 63, 0.08), rgba(7, 31, 63, 0.08)),
    var(--light);
  border: 1px dashed rgba(7, 31, 63, 0.25);
  border-radius: 18px;
  display: grid;
  place-items: center;
  text-align: center;
  color: var(--navy);
  font-weight: 900;
  padding: 24px;
}

/* CONTACT RESPONSIVE */

@media (max-width: 1050px) {
  .contact-about-grid,
  .contact-main-grid,
  .location-box {
    grid-template-columns: 1fr;
  }

  .contact-values-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 700px) {
  .contact-about-section,
  .contact-values-section,
  .contact-main-section,
  .contact-location-section {
    padding-left: 5%;
    padding-right: 5%;
  }

  .contact-about-section,
  .contact-values-section,
  .contact-main-section {
    padding-top: 55px;
    padding-bottom: 55px;
  }

  .contact-location-section {
    padding-bottom: 55px;
  }

  .contact-about-image img {
    height: 300px;
  }

  .about-points,
  .contact-values-grid,
  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-info-card,
  .contact-form-card,
  .location-box {
    padding: 28px 22px;
  }

  .contact-form-actions {
    flex-direction: column;
  }
}

.portal-nav-link {
  background: #d99518;
  color: #ffffff !important;
  padding: 10px 16px;
  border-radius: 999px;
  font-weight: 900;
}

.portal-nav-link:hover {
  background: #b87908;
  color: #ffffff !important;
}